Financial Planning Support - Whitmore Partners

What This Service Provides

Six months of practical financial planning and ongoing review sessions to help you make sound business decisions.

Clear Financial Understanding

You'll understand what your numbers are telling you, making it easier to see where you are and where you're heading financially.

Informed Decision Making

With practical financial plans and forecasts, you can make choices about investment, pricing, and resource allocation with greater confidence.

Reduced Financial Uncertainty

Understanding your cash flow patterns and having realistic forecasts helps remove some of the worry that comes with financial unpredictability.

Ongoing Support and Refinement

Monthly reviews mean your plans stay current as circumstances change, rather than becoming outdated documents that no longer reflect reality.

When Financial Planning Feels Overwhelming

Many business owners understand they should plan financially but struggle to do it effectively.

The Numbers Feel Confusing

Financial statements and forecasts can seem like a foreign language if you're not an accountant. You might look at the numbers but struggle to understand what they mean for actual business decisions.

Cash Flow Surprises Keep Happening

Without clear forecasting, it's hard to anticipate tight periods or know when you can afford investments. This uncertainty makes planning difficult and can lead to uncomfortable financial situations.

Pricing Decisions Feel Like Guesswork

When you don't have a clear picture of your costs and margins, setting prices becomes uncertain. You might be leaving money on the table or pricing yourself out of opportunities.

Growth Feels Risky Without Financial Clarity

When you're not confident in your financial position, opportunities for expansion can feel more like gambles. You need clear planning to understand what you can actually afford to pursue.

Practical Financial Planning That Makes Sense

We help you develop financial plans and forecasts that you can actually use to guide your business decisions.

Current Financial Analysis

We start by examining where you are now financially. This means looking at your current performance, understanding your cost structure, and identifying patterns in your revenue and expenses.

Cash Flow Forecasting

We help you anticipate when money will come in and go out over the coming months. This forecasting helps you prepare for tight periods and identify when you have flexibility for investments or purchases.

Budget Development

Together, we develop practical budgets based on realistic assumptions about your business. These budgets give you clear targets and help you track whether you're staying on course financially.

Scenario Modelling

What happens if sales are stronger than expected? What if they're weaker? We model different scenarios so you can understand the financial implications of various outcomes and plan accordingly.

Monthly Review Sessions

Each month, we meet to review actual performance against your plans, update forecasts based on what's actually happening, and make any necessary adjustments. This keeps your financial planning relevant and useful.

Ongoing Plan Refinement

Your plans aren't static documents. As circumstances change or new information becomes available, we update your financial plans to reflect reality, ensuring they remain practical and useful.

Six Months of Financial Guidance

Here's what working together typically looks like over our engagement.

Months One and Two: Foundation Building

We conduct a thorough analysis of your current financial situation, develop your initial forecasts and budgets, and create scenario models. This groundwork establishes the foundation for all future planning.

Our first monthly reviews focus on helping you understand the plans we've developed and what they mean for your business decisions.

Months Three and Four: Active Management

Now you're working with your financial plans, and we're reviewing actual results against projections. We update forecasts based on what's really happening rather than initial assumptions.

These months often bring adjustments as we refine the plans to better reflect your business patterns and circumstances.

Months Five and Six: Refinement and Independence

By this stage, your financial plans are well-established and you're becoming more comfortable working with them. We focus on fine-tuning and helping you develop the capability to maintain these practices independently.

Our final sessions prepare you to continue managing your financial planning after our engagement concludes, ensuring you can keep the momentum going.

Six months provides enough time to develop comprehensive plans, test them against reality, and refine them until they're truly useful for your business.

Investment in Financial Clarity

Six months of practical financial planning support to help guide your business decisions.

£1,450

Six-Month Financial Planning Engagement

What's Included

Comprehensive current financial analysis
Detailed cash flow forecasting
Practical budget development
Multiple scenario modelling
Six monthly review and refinement sessions
Email support between sessions
All financial planning documentation

Why This Matters

Good financial planning removes much of the uncertainty from business decision-making. When you understand your financial position clearly, you can make choices with greater confidence.

The monthly review structure ensures your plans stay relevant rather than becoming outdated. As circumstances change, your financial planning adapts to reflect current reality.

Many businesses find that having clear financial plans and regular reviews helps them identify opportunities they would have otherwise missed and avoid problems before they become serious.

Payment can be made in full at the start or split into six monthly instalments.

We accept bank transfer or cheque payment.

What Makes This Effective

This approach to financial planning has helped businesses across Yorkshire make better financial decisions.

Plain Language Explanations

We explain financial concepts in terms that make sense for business owners, not accountants. You'll understand what your numbers mean and how to use them for decision-making.

Realistic Assumptions

Your plans are based on what's actually achievable for your business, not optimistic projections that look good but aren't grounded in reality. This makes them useful for actual planning.

Living Documents

Through monthly reviews, your financial plans stay current and relevant. They're working tools you can refer to regularly, not static documents that get filed away and forgotten.

Practical Application Focus

Everything we develop is designed to help you make actual business decisions. The plans answer real questions like whether you can afford a hire, when to invest in equipment, or how to price new services.

Businesses with clear financial plans typically make better decisions about resource allocation, timing of investments, and growth opportunities.

What You Can Expect From Us

We're committed to providing financial planning support that's genuinely useful for your business.

Clear Communication

We'll explain everything in straightforward terms. If something doesn't make sense, we'll find another way to explain it until it does.

Responsive to Questions

Between our monthly sessions, you can reach out with questions about your financial plans. We're here to help you understand and use the information effectively.

Practical Recommendations

Everything we suggest will be grounded in your actual circumstances, not theoretical best practices that don't fit your situation or resources.

Tools for Independence

By the end of our engagement, you'll have the understanding and tools needed to maintain your financial planning independently.

Beginning Your Financial Planning

Here's how we get started with this engagement.

1

Initial Conversation

Get in touch to discuss your financial planning needs. We'll talk about what you're hoping to achieve and whether this service would be helpful.

2

Engagement Details

We'll confirm the scope of work, schedule your monthly sessions for the next six months, and arrange payment.

3

Financial Data Gathering

You'll provide access to relevant financial information. We'll review your records and conduct our initial analysis.

4

Plan Development and Monthly Reviews Begin

We develop your initial financial plans and forecasts, then begin the rhythm of monthly review sessions that continue for six months.

We can typically begin within two weeks of your initial contact, depending on your schedule and our current availability.

Ready for Financial Clarity?

Clear financial planning helps you make better business decisions with greater confidence.

Start a Conversation

Or call us directly at +44 113 245 7816

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